plastic surgery san diego: Nov 10, 2012

Health insurance fraud represents one of America's largest taxpayer RIP-offs ever, costing Americans literally billions of dollars every year.
Due to rampant fraud and abuse in the health care system, consumers are forced to pay the price of rising medical costs and literally rising health insurance premiums.
And government programs such as Medicare and Medicaid, designed to help low-income and elderly, represent two of the biggest losers of all.
Health insurance to
According to the Insurance Information Institute, health providers and facilities, such as doctors, hospitals, nursing homes, diagnostic labs and attorneys routinely attempt to cheat the system and health insurance ... with disastrous results.
How to do it? In a number of areas, including:

    Billing health insurance companies for expensive treatments, tests or equipment patients never received or
    Double-or triple-billing health insurance the same treatment
    Providing health care recipients unnecessary, dangerous or life-threatening treatment
    Selling cheap fake insurance companies and health insurance
    Stealing medical information and using it to bill health insurance companies for: phantom treatment
If health insurance fraud clash your door, you can have these types yourself against scams, medical debts, damaged credit Opinions falsified medical records, high levels of stress and overpriced health insurance ... or the inability to get any health insurance at pm
So what can you do about it?
Report it and fight back!
What to Watch For
The first step, which is the fight against health insurance fraud by keeping your eyes and ears open for abuse.
Be especially alert providers who

    Charge your health insurance company for services not received or medical procedures must be
    You prescriptions for controlled substances from legitimate medical reasons.
    Bill your health insurance company for brand-name drugs, when you actually get generics
    Distorted or other cosmetic procedures are usually covered by health insurance plans, as well as covered
If you see a health care provider for any of these things, because it is suitable for continuously supporting paperwork, please contact your health insurance company, let them know.
Then, if you are a Medicare or Medicaid recipient, call the U.S. Department of Health and Human Services and report abuse.
Finally, contact your state insurance department or local police.
Fighting health insurance fraud
Save yourself from falling victim of medical insurance fraud, take the following steps to fight against.
* Check with your state insurance department make sure that your health insurance company licensed in your state.
* Check your health insurance company for consumer complaints, fraud convictions and bankruptcies through the state Department of Insurance
* Keep detailed medical records.
* Carefully review your billing statements.
* Never sign a blank insurance claim forms.
* Avoid sellers free medical services or advice.
* Protect your medical records and information.
* Make sure you know what your health insurance covers and what it does.
* Never pay for your health insurance premiums in cash.
* Be careful if you are asked to pay up front for a whole year of Premium.
* Be on guard against medical providers claim to the federal government or programs.
* Beware of companies offering health insurance coverage in unreasonably low price.
* Ask your health insurance provider and what you do not understand regarding your bills.

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Saturday, November 10, 2012

Health Insurance Fraud: What You Should Know

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